COMPARISON OF  GOLD V/S RUPEE DEPOSIT
YEAR GOLD  VALUE RS. GAIN/LOSS RS. GAIN/LOSS % NRE DEPOSIT RS. 1 YR. INTEREST RATE P.A. INTEREST RS. MATURITY VALUE RS.
1990 3200 - - 3200 12% 402 3602
1991 3466 266 8.31 3602 12% 452 4054
1992 4334 868 25.04 4054 12% 509 4563
1993 4140 (-) 194 (-) 4.48 4563 8.5% 400 4963
1994 4598 458 116 4963 6.75% 344 5307
1995 4680 82 1.78 5307 7.5% 409 5716
1996 5160 480 10.26 5716 7.5% 441 6157
1997 4725 (-) 435 (-) 8.43 6157 6.25% 394 6551
1998 4045 (-) 680 (-) 14.39 6551 6.25% 419 6970
1999 4235 190 4.70 6970  6.4%  457  7427 
2000  4380  145 3.42 7427 6.5 495 7922
GAIN/ LOSS FROM 1990 TO 2000  1180  36.87%        4722  147.56% 
 ANNUALIZED GAIN    3.35% p.a.         13.41% p.a. 
GAIN OF NRE DEPOSIT OVER GOLD          110.69%
ANNUALISED GAIN OF NRE OVER GOLD           10.06% 
 
COMPARISON OF  SILVER V/S RUPEE DEPOSIT
YEAR SILVER  VALUE RS. GAIN/LOSS RS.  GAIN/LOSS %   NRE DEPOSIT RS. Yr. INTEREST RATE P.A.  INTEREST RS.  MATURITY VALUE RS. 
1990 6463 - - 6463 12% 799 7262
1991 6646 183 2.83 7262 12% 898 8160
1992  8040 1394 20.98 8160 12% 1009 9169
1993 5489 (-)2551 (-)31.73 9169 8.50% 796 9965
1994 7142 1653 30.11 9965 6.75% 684 10649
1995 6335 (-)807 (-)11.30 10649 7.5% 814 11463
1996 7346 1011 15.96 11463 7.5% 876 12339
1997 7345 (-)1 (-)0.01 12339 6.25% 783 13122
1998 8560 1215 16.54 13122 6.25% 833 13955
1999 7615 (-)945 (-)11.04 13955 6.40% 907 14862
2000 7900 285 3.74 14862 6.50%  982  15844 
               
GAIN / LOSS FROM 1990 TO 2000  1437  22.23%       9381  145.151% 
 ANNUALIZED GAIN      2.021% p.a.          13.20% p.a. 
GAIN OF NRE DEPOSIT OVER SILVER          109.071% 
ANNUALISED GAIN OF NRE OVER SILVER          9.92% p.a. 
COMPARISON OF  GOLD V/S RUPEE DEPOSIT
YEAR GOLD  VALUE RS. GAIN/LOSS RS. GAIN/LOSS % NRE DEPOSIT RS. 1 YR. INTEREST RATE P.A. INTEREST RS. MATURITY VALUE RS.
1990 3200 - - 3200 12% 402 3602
1991 3466 266 8.31 3602 12% 452 4054
1992 4334 868 25.04 4054 12% 509 4563
1993 4140 (-) 194 (-) 4.48 4563 8.5% 400 4963
1994 4598 458 116 4963 6.75% 344 5307
1995 4680 82 1.78 5307 7.5% 409 5716
1996 5160 480 10.26 5716 7.5% 441 6157
1997 4725 (-) 435 (-) 8.43 6157 6.25% 394 6551
1998 4045 (-) 680 (-) 14.39 6551 6.25% 419 6970
1999 4235 190 4.70 6970  6.4%  457  7427 
2000  4380  145 3.42 7427 6.5 495 7922
GAIN/ LOSS FROM 1990 TO 2000  1180  36.87%        4722  147.56% 
 ANNUALIZED GAIN    3.35% p.a.         13.41% p.a. 
GAIN OF NRE DEPOSIT OVER GOLD          110.69%
ANNUALISED GAIN OF NRE OVER GOLD           10.06% 
 
COMPARISON OF  SILVER V/S RUPEE DEPOSIT
YEAR SILVER  VALUE RS. GAIN/LOSS RS.  GAIN/LOSS %   NRE DEPOSIT RS. Yr. INTEREST RATE P.A.  INTEREST RS.  MATURITY VALUE RS. 
1990 6463 - - 6463 12% 799 7262
1991 6646 183 2.83 7262 12% 898 8160
1992  8040 1394 20.98 8160 12% 1009 9169
1993 5489 (-)2551 (-)31.73 9169 8.50% 796 9965
1994 7142 1653 30.11 9965 6.75% 684 10649
1995 6335 (-)807 (-)11.30 10649 7.5% 814 11463
1996 7346 1011 15.96 11463 7.5% 876 12339
1997 7345 (-)1 (-)0.01 12339 6.25% 783 13122
1998 8560 1215 16.54 13122 6.25% 833 13955
1999 7615 (-)945 (-)11.04 13955 6.40% 907 14862
2000 7900 285 3.74 14862 6.50%  982  15844 
               
GAIN / LOSS FROM 1990 TO 2000  1437  22.23%       9381  145.151% 
 ANNUALIZED GAIN      2.021% p.a.          13.20% p.a. 
GAIN OF NRE DEPOSIT OVER SILVER          109.071% 
ANNUALISED GAIN OF NRE OVER SILVER          9.92% p.a.